Full insurance included
Zero excess. No deposit. Zero Worries.
With Zero Car, you do not need to choose between confusing insurance packages when you pick up your car.
Full insurance with zero excess is included in the price you see online.
That means:
- No deductible.
- No deposit.
- No surprise insurance upsells.
- No complicated decisions at pickup.
We built Zero Car to make renting a car in Iceland simple, clear and worry-free. Many travelers worry about damage liability, deposits and unexpected costs. With Zero Car, the most important protection is already included before your trip begins.
What Zero Car Insurance Includes
Every Zero Car rental includes the protection you need for a simpler Iceland road trip.
- Collision Damage Waiver (CDW)
- Super Collision Damage Waiver (SCDW)
- Theft Protection (TP)
- Gravel Protection (GP)
- Sand and Ash Protection (SAAP)
- Zero Excess Insurance
- 24/7 Roadside Assistance Waiver
- No deposit
- Unlimited mileage
The price you see online is the price you pay.
No hidden insurance packages. No pressure at pickup. No confusing decisions. No Roadside costs.
ROADSIDE ASSISTANCE IS INCLUDED
Every Zero Car rental includes 24/7 Roadside Assistance Waiver.
If something happens on the road, our assistance team is there to help. You do not need to buy an extra roadside package at pickup.
This is part of the Zero experience:
- Full insurance included.
- Roadside assistance included.
- Zero excess included.
- No deposit required.
Please note that roadside assistance does not cover situations caused by negligence, misuse, illegal driving or driving where the vehicle is not allowed.
What our insurance does not cover
Zero excess does not cover damage caused by negligence, misuse, illegal driving or violation of the rental terms.
The following damages are not covered:
- Damage caused by off-road driving
Driving off marked roads is illegal in Iceland and is not covered by insurance. - Damage caused by driving while intoxicated
Any damage caused while driving under the influence of alcohol or drugs is not covered. - Damage caused by reckless or negligent driving
This includes unsafe driving, misuse of the vehicle or ignoring road and weather conditions. - Damage caused by standing, sitting or climbing on the vehicle
This can damage the bodywork, roof, bonnet or other parts of the car. - Damage to the interior of the vehicle
Interior damage is not covered by insurance. - Mechanical damage caused by misuse
This includes damage to the clutch or other mechanical parts caused by negligence or incorrect use of the vehicle. - Damage caused by using the wrong fuel
Putting the wrong fuel in the vehicle is not covered. - Damage caused by adding fluids to the wrong tank or system
This includes fuel, water, oil or other fluids being added incorrectly.
CHARGES NOT COVERED BY INSURANCE
Some charges are not covered by any insurance because they are not considered normal covered damage.
These include:
- Traffic fines
Such as speeding tickets or other driving violations. - Parking fines
Including unpaid parking charges. - Tunnel fees and road fees
Any unpaid tunnel fees, road fees or related service charges. - Lost keys or lost accessories
Including car keys, GPS units or other rented accessories. - Costs caused by putting the wrong fuel in the vehicle
This includes recovery, repair or cleaning costs related to incorrect fuel use. - Towing or recovery caused by misuse
For example, getting stuck in snow, sand, water or rivers because of unsafe driving, misuse or driving where the vehicle is not allowed.